One gateway. Every payment rail. Zero friction.
dPay connects your business to ACH, SEPA, SWIFT, and stablecoin rails simultaneously — with millisecond fraud detection and PCI-DSS Level 1 compliance built in.
Built for the speed of modern commerce
dPay handles the complexity of global payment rails so your engineering team doesn't have to.
Instant Fiat Settlement
Direct ACH, SEPA, and SWIFT connectivity settles B2B and B2C transactions with drastically reduced interchange latency versus traditional payment processors.
Stablecoin Bridging
Accept USDC, USDT, and other stablecoins natively. The gateway auto-converts digital assets to fiat in real-time, eliminating market volatility risk.
Fraud Neutralization Engine
Thousands of transactional signals analyzed in milliseconds — device fingerprinting, velocity checks, and behavioral patterns — block fraud before it completes.
Automated Reconciliation
Auto-match every settlement against your ledger with zero-touch reconciliation. Exceptions are flagged with root cause analysis for fast resolution.
Real-Time Analytics
Live payment volume dashboards, conversion funnels, chargeback rates, and revenue metrics — all available in real-time with no data warehouse required.
PCI-DSS Level 1 Compliant
All card data is tokenized on first contact and never stored in plaintext. dPay is certified PCI-DSS Level 1 — the highest level of payment security.
Fraud stopped in milliseconds.
Before it costs you.
dPay's fraud engine runs every transaction through a multi-layer risk assessment in under 50ms — without adding perceptible latency to your checkout flow.
Global Velocity Tracking
Detects impossible travel, card testing patterns, and coordinated fraud rings across geographic regions in real time.
Device Fingerprinting
Links transactions to specific device signatures to identify repeat bad actors even when they rotate payment credentials.
Chargeback Dispute Automation
Automatically compiles transaction evidence packages for chargeback disputes, reducing manual investigation time by 90%.
Frequently Asked Questions
What payment networks does dPay support?
dPay connects directly into ACH, SEPA, and SWIFT networks for fiat settlement, and supports stablecoin bridging with automatic real-time conversion to fiat currency.
How does dPay prevent fraud?
dPay analyzes thousands of transactional data points in milliseconds using global velocity tracking, device fingerprinting, and behavioral analysis to block fraudulent transactions before they complete.
Is dPay PCI-DSS compliant?
Yes. dPay is built on PCI-DSS Level 1 compliant infrastructure. All card data is tokenized and never stored in plaintext on our systems.
Start accepting payments on every rail
Fiat. Crypto. Global. PCI-DSS Level 1. Deploy dPay and process your first transaction today.